ForteBank Joint Stock Company (hereinafter referred to as the “Bank”) with its executive board (Management Board) located at the address: 8/1, Dostyk str., Yessil district, Astana city, Z05P1P0/010017, the Republic of Kazakhstan, in accordance with the resolution of the Board of Directors of the Bank (Minutes of the meeting No. 33, dated August 29th, 2025), hereby notifies its shareholders of rescheduling of the Extraordinary General Meeting of shareholders of the Bank (hereinafter the “Meeting”), which was scheduled on October 29th, 2025.
The Meeting will be held at the address: “Astana” Conference Room, 8th floor, 8/1, Dostyk str., Astana city, at 10:00, with the next agenda:
1.	On determining the quantitative composition, term of office and election of members of the Bank’s Counting Commission.
2.	On voluntary reorganization of ForteBank JSC in the form of merger by accession of Home Credit Bank JSC (BIN 930540000147) with ForteBank JSC following the purchase by ForteBank JSC of 34 890 shares of Home Credit Bank JSC (ISIN KZ1C00009133), which amounts to 100 % of the outstanding and voting shares of Home Credit Bank JSC, in accordance with the agreement on purchase and sale of shares and participatory interest in the charter capital dated June 27th, 2025, between ForteBank JSC and PPF Financial Holdings a.s. (regarding Home Credit Bank JSC), Jiří Šmejc (also regarding Home Credit Bank JSC), Home Credit N.V. (regarding HomeITTech LLP), and Home Credit International a.s. (regarding HomeITTech LLP) according to the resolution of the Board of Directors of ForteBank JSC (dated June 26th, 2025, minutes of the meeting № 23).
3.	On approval of a draft of the Agreement on Consolidation of Home Credit Bank JSC (BIN 930540000147) with ForteBank JSC.
The list of shareholders entitled to participate in and vote during said Meeting will be compiled as of 00.00 a.m., Astana local time, on October 3rd, 2025.
The Meeting participants will be registered from 09.00 a.m. until 09.45 a.m., Astana local time, on October 29th, 2025, at the venue of the Meeting.
In the absence of a quorum of said Meeting, a repeated Extraordinary General Meeting of shareholders of the Bank will be held on October 30th, 2025, at 10.00 a.m., Astana local time, at the same address and with the same agenda as the unsuccessful Meeting. The participants of the repeated Extraordinary General Meeting of shareholders of the Bank will be registered on October 30th, 2025, from 09.00 a.m. until 09.45 a.m., Astana local time, at the venue of the Meeting.
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We are looking forward to welcoming the shareholders of the Bank to participate in the Extraordinary General Meeting of shareholders of the Bank.


On Rescheduling of the Extraordinary General Meeting of Shareholders of ForteBank JSC scheduled for October 29, 2025.

Astana, 28 August 2025 - ForteBank JSC (“ForteBank”), one of Kazakhstan’s leading financial institutions, announces on the successful closing of a three-year RMB 750 million syndicated loan facility.
This landmark deal breaks new ground as the first-ever Chinese yuan-denominated syndicated loan secured by a commercial bank in Kazakhstan. It is a proud milestone for ForteBank and a defining moment for the local financial market, showcasing the rising role of alternative currency financing and the growing depth of Kazakhstan’s economic partnership with China
The transaction was oversubscribed and attracted strong participation from a consortium of five international banks, with ICBC Standard Bank plc/ICBC Almaty JSC, First Abu Dhabi Bank PJSC, and the Export-Import Bank of China acting as Mandated Lead Arrangers and JSC Altyn Bank as Manager.
The facility will enhance ForteBank’s capacity to support small and medium-sized enterprises (SMEs) and corporate clients. The funds will be channeled into trade finance, infrastructure projects, and strategic initiatives, with a particular emphasis on fostering business flows with China. This will enable clients to expand trade involving Chinese goods and services, advance major infrastructure initiatives, and capitalize on strategic opportunities that drive long-term, sustainable growth.
“This groundbreaking syndication showcases the strong trust of leading global banks in ForteBank’s strength and forward-looking strategy. By becoming the first commercial bank in Kazakhstan to secure a syndicated loan in Chinese yuan, we are breaking new ground in international funding,” said Talgat Kuanyshev, Chairman of the Management Board of ForteBank. “This facility not only broadens our funding base but also empowers us to deliver tailored financing to clients working with Chinese partners — strengthening cross-border trade and deepening economic ties between Kazakhstan and China.”
The successful completion of this syndicated loan facility once again confirms ForteBank’s ability to access global capital markets and strengthens its position as a reliable partner for international financial institutions.

About ForteBank
ForteBank is one of Kazakhstan’s leading financial institutions, providing a wide range of banking services to corporate and retail clients. The Bank adheres to its sustainable development strategy, implementing innovative solutions and maintaining compliance with international standards.


ForteBank Makes History with Kazakhstan’s First CNY Syndicated Loan for a Commercial Bank

ForteBank has been honored with the prestigious *SME Bank of the Year* – Kazakhstan award at the Asian Banking & Finance Retail Banking Awards 2025.

The award jury recognized the bank’s significant contribution to stimulating SME economic development through strong financial performance, client-centric solutions, sustainable financing practices, and the active expansion of partnership programs.

ForteBank continues to demonstrate confident growth in its SME loan portfolio. By the end of 2024, the portfolio had increased by 28.3%, and in the first half of 2025 it grew by more than 25%. The bank is deliberately increasing financing of the real sector: in 2024, lending volumes in transport rose by 225%, in construction by 90%, and in agriculture by 62%.

ForteBank has made SME support a key priority for 2025, declaring it the Year of SMEs. The bank expanded its SME support tools through a strategic partnership with the “Damu” Entrepreneurship Development Fund. In the first half of the year, the bank signed a Portfolio Guarantee Agreement with a total limit of KZT 25 billion. In addition, 

Forte made a voluntary contribution of KZT 1 billion to the guarantee fund, which increased the portfolio guarantee limit. The bank also signed an agreement under the 

*Өрлеу* program, offering SMEs preferential loans at a rate of just 12.6% per annum.

ForteBank’s solid capital base and the trust of international investors enable the bank to attract funding for large-scale financing of the economy and investment in new directions.

**Media Contacts:**

PR Department, JSC “ForteBank”

press@fortebank.com

+7 (7172) 599 999


ForteBank – Best SME Bank in Kazakhstan by Asian Banking & Finance

ForteBank Joint Stock Company (hereinafter referred to as the “Bank”) with its executive board (Management Board) located at the address: 8/1, Dostyk str., Yessil district, Astana city, Z05P1P0/010017, the Republic of Kazakhstan, in accordance with the resolution of the Board of Directors of the Bank (Minutes of the meeting No. 29, dated August 5th, 2025), hereby notifies its shareholders of rescheduling of the Extraordinary General Meeting of shareholders of the Bank (hereinafter the “Meeting”), which was previously scheduled for 10.00 a.m. on August 14th, 2025, to 10:00 a.m. on October 29th, 2025.
The Meeting will be held at the address: “Astana” Conference Room, 8th floor, 8/1, Dostyk str., Astana city, at 10:00, with the agenda similar to the one of the Meeting (previously supplemented by the decision of the Bank’s Board of Directors dated July 29th, 2025 (Minutes of the Meeting No. 27) scheduled for August 14th, 2025:
1.	On determining membership and period of office, and election of the members of the Tally Commission of the Bank.
2.	On the approval of amendments to the Methodology for determining the value of shares and global depositary receipts (GDRs), the underlying assets of which are common shares, in connection with their repurchase by JSC "ForteBank".
3.	On voluntary reorganization of ForteBank JSC in the form of merger by accession of Home Credit Bank JSC (BIN 930540000147) with ForteBank JSC following the purchase by ForteBank JSC of 34 890 shares of Home Credit Bank JSC (ISIN KZ1C00009133), which amounts to 100 % of the outstanding and voting shares of Home Credit Bank JSC, in accordance with the agreement on purchase and sale of shares and participatory interest in the charter capital dated June 27th, 2025, between ForteBank JSC and PPF Financial Holdings a.s. (regarding Home Credit Bank JSC), Jiří Šmejc (also regarding Home Credit Bank JSC), Home Credit N.V. (regarding HomeITTech LLP), and Home Credit International a.s. (regarding HomeITTech LLP) according to the resolution of the Board of Directors of ForteBank JSC (dated June 26th, 2025, minutes of the meeting № 23).
4.	On approval of a draft of the Agreement on Consolidation of Home Credit Bank JSC (BIN 930540000147) with ForteBank JSC.
The list of shareholders entitled to participate in and vote during said Meeting will be compiled as of 00.00 a.m., Astana local time, on October 3rd, 2025.
The Meeting participants will be registered from 09.00 a.m. until 09.45 a.m., Astana local time, on October 29th, 2025, at the venue of the Meeting.
In the absence of a quorum of said Meeting, a repeated Extraordinary General Meeting of shareholders of the Bank will be held on October 30th, 2025, at 10.00 a.m., Astana local time, at the same address and with the same agenda as the unsuccessful Meeting. The participants of the repeated Extraordinary General Meeting of shareholders of the Bank will be registered on October 30th, 2025, from 09.00 a.m. until 09.45 a.m., Astana local time, at the venue of the Meeting.
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We are looking forward to welcoming the shareholders of the Bank to participate in the Extraordinary General Meeting of shareholders of the Bank.


Announcement: On Rescheduling of the Extraordinary General Meeting of Shareholders of ForteBank JSC scheduled for August 14, 2025.

ForteBank, Joint Stock Company (hereinafter referred to as the “Bank”) with its executive board (Management Board) located at: 8/1, Dostyk str., Yessil district, Astana city, Z05P1P0/010017, the Republic of Kazakhstan, hereby notifies its shareholders of the addition of the third and fourth items to the agenda of the Extraordinary General Meeting of Shareholders (hereinafter the “Meeting”) pursuant to the resolution of the Board of Directors (Minutes dated July 29th, 2025 No. 27) in accordance with subparagraph 1) of paragraph 4 of Article 43 of the Law of the Republic of Kazakhstan “On Joint Stock Companies”. The meeting was convened at the initiative of the Board of Directors of the Bank (Minutes dated July 15th, 2025 № 25 (z)).

The Meeting will be held on August 14th, 2025, at 10.00 a.m. (Astana time) at the following address: 8/1, Dostyk str., Astana city, 8th floor, “Astana” Conference Room.
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Agenda of the Meeting
1.	On determining membership and period of office, and election of the members of the Tally Commission of the Bank.
2.	On the approval of amendments to the Methodology for determining the value of shares and global depositary receipts (GDRs), the underlying assets of which are common shares, in connection with their repurchase by JSC "ForteBank".
3.	On voluntary reorganization of ForteBank JSC in the form of merger by accession of Home Credit Bank JSC (BIN 930540000147) with ForteBank JSC following the purchase by ForteBank JSC of 34 890 shares of Home Credit Bank JSC (ISIN KZ1C00009133), which amounts to 100 % of the outstanding and voting shares of Home Credit Bank JSC, in accordance with the agreement on purchase and sale of shares and participatory interest in the charter capital dated June 27th, 2025, between ForteBank JSC and PPF Financial Holdings a.s. (regarding Home Credit Bank JSC), Jiří Šmejc (also regarding Home Credit Bank JSC), Home Credit N.V. (regarding HomeITTech LLP), and Home Credit International a.s. (regarding HomeITTech LLP) according to the resolution of the Board of Directors of ForteBank JSC (dated June 26th, 2025, minutes of the meeting № 23).
4.	On approval of a draft of the Agreement on Consolidation of Home Credit Bank JSC (BIN 930540000147) with ForteBank JSC.
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We look forward to welcoming the shareholders of the Bank to participate in the Extraordinary General Meeting of Shareholders of the Bank.


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