### ForteBank JSC.

##### The principal shareholder of ForteBank is Mr. Bulat Utemuratov. 

##### **OUR VISION**
###### Become the most popular ecosystem of services in Kazakhstan, transforming into a technology company and creating a new team formation
 
 
##### **OUR MISSION**
###### Forte is a reliable partner in your daily financial life.

##### **OUR PRINCIPLES**

###### TRUST. We value the trust of our clients, colleagues, partners, regulators, investors and shareholders.

###### SUSTAINABLE DEVELOPMENT. We make informed decisions today to ensure that our promises are fulfilled in the future.

###### UNITY. We develop cooperation and teamwork, guided by the principle of common victory.

###### QUALITY. We strive to exceed client expectations by providing the highest quality and most convenient services.

###### EFFICIENCY. We value efficiency and strive for continuous improvement in our processes.


<Typography variant="subhead3Bold">Fitch Ratings</Typography>

<Typography variant="subhead3Regular">• Long-Term issuer default rating: "BB" </Typography>
<Typography variant="subhead3Regular">• National long-term rating: "A(kaz)" </Typography>
<Typography variant="subhead3Regular">• Outlook: "Stable" </Typography>

<Typography variant="subhead3Bold"> Moody's Investors Service </Typography>

<Typography variant="subhead3Regular">• Long-term rating on deposits: "Ba2" </Typography>
<Typography variant="subhead3Regular">• Long-term counterparty risk rating: "Ba1" </Typography>
<Typography variant="subhead3Regular">• Outlook: "Positive" </Typography>

Board of Directors

Management Board

#### Bank Structure

##### ForteBank is a financial institution consisting of
 
 
![company 1.png](https://main.storage-object.pscloud.io/company_1_75d35269bb.png) 
21 branches


![company (1) 1.png](https://main.storage-object.pscloud.io/company_1_1_1a2a78ca76.png) 
98 outlets

ForteBank is a major shareholder of:

##### **100% ForteLeasing JSC**. Dynamically developing company operating in all regions of Kazakhstan. The main activity of the company is leasing operations. 

<Typography variant="subhead2Regular">![Union.png](https://main.storage-object.pscloud.io/Union_1c4fe6220b.png) [https://forteleasing.kz](https://forteleasing.kz)</Typography>
<hr/>

##### **100% OUSA-Alliance LLP**. The main activity of the Company is doubtful and bad assets administration. 
<hr/>

##### **100% ForteFinance JSC**. Brokerage and investment activity.

<Typography variant="subhead2Regular">![Union.png](https://main.storage-object.pscloud.io/Union_1c4fe6220b.png) [https://finance.forte.kz](https://finance.forte.kz)</Typography>

##### **100% OUSA-F LLP**

<Typography variant="subhead2Regular">The main activity of the company is doubtful and bad assets administration. </Typography>
 
<Typography variant="subhead2Regular">![Union.png](https://main.storage-object.pscloud.io/Union_1c4fe6220b.png) [https://ousa-f.kz](https://ousa-f.kz)</Typography>
<hr/>

##### **100% One Technologies LLP**

<Typography variant="subhead2Regular">IT and Digitalization </Typography>

<Typography variant="subhead2Regular">![Union.png](https://main.storage-object.pscloud.io/Union_1c4fe6220b.png) [https://one.kz](https://one.kz)</Typography>

<hr/>

#### Constituent documents


<File link="https://main.storage-object.pscloud.io/Articles_of_Association_of_Forte_Bank_JSC_a1f838a836.pdf">Articles of Association (PDF)</File>

<File link="https://main.storage-object.pscloud.io/157121031b04e2ed5e7bd1db077c636c_255f4911bc.pdf">Corporate Governance Code (PDF)</File>

<File link="https://main.storage-object.pscloud.io/f86927b2869d361cb0e561f046dd1815_9a6d0e26c5.pdf">Licence (PDF)</File>

Awards

<Typography variant="subhead3Regular" align="center">![2023 Best Bank Award.jpg](https://main.storage-object.pscloud.io/2023_Best_Bank_Award_ecaf644eb2.jpg) </Typography>

<Typography variant="subhead3Regular" align="center">![image.jpeg](https://main.storage-object.pscloud.io/Best_Banks2023_DOM_Kazakhstan_9572b4c4df.jpg) </Typography>

| Global Finance | The Best Bank 2023    |
|------------------|-------------------------|
| Asiamoney        | Best Domestic Bank 2023   |

Awards 2023

| Global Finance | The Best Bank 2022    |
|------------------|-------------------------|
| The Banker     | Bank of the Year 2022 |
| Asiamoney        | Best Domestic Bank 2022   |


Awards 2022

| Global Finance | The Best Bank 2021    |
|------------------|-------------------------|
| Euromoney     | Best Bank in Kazakhstan 2021 |
| Asiamoney        | Best Domestic Bank 2021   |

Awards 2021

| Global Finance | The Best Bank 2020    |
|------------------|-------------------------|
| The Banker     | Bank of the Year 2020 |
| Asiamoney        | Best Domestic Bank 2020   |

Awards 2020

| Global Finance          | The Best Bank 2019    |
|---------------------------|-------------------------|
| Asian Banking & Finance | The Best Retail Bank 2019  |
| Asian Banking & Finance | The Best Digital Bank 2019 |
| Asiamoney                 | Best Domestic Bank 2019    |

Awards 2019

| Global Finance       | The Best Bank 2018                     |
|------------------------|------------------------------------------|
| International Banker | Best Innovation in retail banking 2018 |
| Global Finance       | Best FX Provider 2018                  |
| The Banker           | Bank of the Year 2018                  |



Awards 2018

### Условия соглашения

Направляя Электронную заявку, пользователь соглашается со следующими правилами:

• с условиями обработки и использования своих персональных данных согласно Закону Республики Казахстан «О персональных данных и их защите» No 94-V от 21.05.2013 года;

• с тем, что обработка его электронной заявки осуществляется в рабочее время, при этом, Банк может также давать обратную связь по заявке в выходные и праздничные дни.

• с тем, что самостоятельно будет проверять статус обработки поданной Электронной заявки и не будет иметь претензий к Банку, если по техническим причинам (включая, но не ограничиваясь: недозвон, сбой в работе оператора связи и т.д.) не получится связаться с ним для обработки поданной заявки и/или информировании о результате рассмотрения заявки.

<Typography color="textDarkGrey" variant="text4Regular" gutterBottom={false}>
Продолжая я подтверждаю, что ознакомился
с [условиями соглашения](#modal-23) и даю согласие на обработку своих персональных данных
</Typography>

Global Finance	The Best Bank 2022
The Banker	Bank of the Year 2022
Asiamoney	Best Domestic Bank 2022

Global Finance	The Best Bank 2021
Euromoney	Best Bank in Kazakhstan 2021
Asiamoney	Best Domestic Bank 2021

Global Finance	The Best Bank 2020
The Banker	Bank of the Year 2020
Asiamoney	Best Domestic Bank 2020

Global Finance	The Best Bank 2019
Asian Banking & Finance	The Best Retail Bank 2019
Asian Banking & Finance	The Best Digital Bank 2019
Asiamoney	Best Domestic Bank 2019

Global Finance	The Best Bank 2018
International Banker	Best Innovation in retail banking 2018
Global Finance	Best FX Provider 2018
The Banker	Bank of the Year 2018