ForteBank JSC becomes the major shareholder of Home Credit Bank JSC

Press release

25.11.2025

Astana, November 25, 2025 – ForteBank JSC has announced the acquisition of a controlling stake in Home Credit Bank JSC. As a result of the transaction, ForteBank JSC increased its shareholding in the authorized capital of Home Credit Bank JSC to 75%. Consequently, Home Credit Bank has obtained the status of a subsidiary bank of ForteBank JSC. The transaction was carried out with the participation of J.P. Morgan, which acted as the financial advisor to ForteBank JSC. “Increasing our stake in Home Credit Bank to a controlling interest marks an important milestone in implementing our strategy to strengthen our presence in the retail segment. The combined efforts of ForteBank and Home Credit Bank will allow us to offer our clients even more convenient, fast, and technologically advanced financial solutions,” said Talgat Kuanyshev, Chairman of the Management Board of ForteBank JSC. Following the completion of all corporate and registration procedures, Home Credit Bank will continue to operate as an independent bank under its existing brand. The change in ownership structure will not affect current obligations to clients and partners of either bank: all services and products will continue to function as usual, and customers will be promptly informed about any key changes. “Becoming part of ForteBank’s group expands the scale and potential of our operations. Within the combined group, we will be able to offer our clients more opportunities while maintaining stability and high standards of service,” emphasized Kiril Bachvarov, Chairman of the Management Board of Home Credit Bank JSC. About ForteBank JSC ForteBank JSC is one of the leading financial institutions in the Republic of Kazakhstan, a universal bank offering a wide range of services for individuals and businesses, including lending, deposits, payment cards, and business solutions. The Bank’s head office is located in Astana. About Home Credit Bank JSC Home Credit Bank JSC is a Kazakhstani commercial bank specializing in retail lending and personal banking services. The bank operates through a nationwide branch network, as well as modern online and mobile platforms. Its head office is located in Almaty. Media Contacts: ForteBank JSC PR Department press@fortebank.com +7 (7172) 599 999

Astana, November 25, 2025 – ForteBank JSC has announced the acquisition of a controlling stake in Home Credit Bank JSC. As a result of the transaction, ForteBank JSC increased its shareholding in the authorized capital of Home Credit Bank JSC to 75%. Consequently, Home Credit Bank has obtained the status of a subsidiary bank of ForteBank JSC. The transaction was carried out with the participation of J.P. Morgan, which acted as the financial advisor to ForteBank JSC. “Increasing our stake in Home Credit Bank to a controlling interest marks an important milestone in implementing our strategy to strengthen our presence in the retail segment. The combined efforts of ForteBank and Home Credit Bank will allow us to offer our clients even more convenient, fast, and technologically advanced financial solutions,” said Talgat Kuanyshev, Chairman of the Management Board of ForteBank JSC. Following the completion of all corporate and registration procedures, Home Credit Bank will continue to operate as an independent bank under its existing brand. The change in ownership structure will not affect current obligations to clients and partners of either bank: all services and products will continue to function as usual, and customers will be promptly informed about any key changes. “Becoming part of ForteBank’s group expands the scale and potential of our operations. Within the combined group, we will be able to offer our clients more opportunities while maintaining stability and high standards of service,” emphasized Kiril Bachvarov, Chairman of the Management Board of Home Credit Bank JSC. About ForteBank JSC ForteBank JSC is one of the leading financial institutions in the Republic of Kazakhstan, a universal bank offering a wide range of services for individuals and businesses, including lending, deposits, payment cards, and business solutions. The Bank’s head office is located in Astana. About Home Credit Bank JSC Home Credit Bank JSC is a Kazakhstani commercial bank specializing in retail lending and personal banking services. The bank operates through a nationwide branch network, as well as modern online and mobile platforms. Its head office is located in Almaty. Media Contacts: ForteBank JSC PR Department press@fortebank.com +7 (7172) 599 999

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